Dental implants are a type of false tooth that is surgically implanted into the jawbone. They are used to replace one or more missing teeth, and they can also be used to support a dental prosthesis such as a denture or bridge.
The implant is made of titanium and placed into the jawbone through a surgical procedure. Once in place, the implant will fuse to the bone over a period of several months.
Once the implants have fused to the bone, they can then be used to support dental prostheses. Read more to discover the cost of dental implants and see if they’re claimable.
Now, dental implants are considered a very successful treatment option for missing teeth. However, they are also an expensive treatment option. The cost of dental implants will vary depending on factors such as the number of implants being placed, the type of implants being used, the dental surgeon’s experience, and the dental practice’s location.
In general, however, dental implants can cost anywhere from S$1500 to S$6000 per tooth. For this reason, dental implants are usually only considered for people who are missing one or more teeth.
Can I use Medisave for Dental Implant?
Dental implants are quickly becoming the tooth replacement method of choice for many people. They offer several advantages over other options, such as dentures or bridges.
For one thing, dental implants are more stable and secure than dentures, which can slip around in the mouth and be quite uncomfortable. In addition, dental implants look and feel more like natural teeth than dentures or bridges.
However, one disadvantage of dental implants is that they are not always covered by insurance. Many insurance companies consider them purely cosmetic and therefore not medically necessary.
As a result, patients who opt for dental implants may have to pay for the entire cost out of their own pockets. That doesn’t mean that there’s no help available, though.
Dental surgical treatments such as Dental Implants, Wisdom Tooth Operations, and Gum Surgery can all be paid for with Medisave. There are also specific instances where you can also use your Medisave for other treatments, such as Root Canal Treatment.
How much can I Claim from Medisave for Dental Services?
Please, note that the type of surgery you have plays a significant role in how much you can claim from Medisave. The simplest explanation for this is that every surgery you can have comes with a predetermined amount you can always claim and a specific code.
Also, all claims you can make are determined by a fixed limit provided by the Ministry of Health. The MoH provides a Table of Surgical Procedures that stipulates these limits as illustrated below;
- TOSP 1A / 1B / 1C: S$250 / 350 / 450 Medisave limits
- TOSP 2A / 2B / 2CS: S$600 / 750 / 950 Medisave limits
- TOSP 3A / 3B / 3CS: S$1,250 / 1,550 / 1,850 Medisave limits
- TOSP 4A /4B / 4CS: S$2,150 / 2,600 / 2,850 Medisave limits
From the illustration above, you can see that you can claim from S$250 to $2,850 from Medisave. Perhaps you’re wondering why the difference?
Well, the amount you can claim for your dental service is basically influenced by how complex the surgical procedure you need is. For example, a simple wisdom tooth extraction can be categorized as TOSP 1A, while something like Dental Implants or All-on-4 surgery will fall under TOSP 4A. In other words, the more complex the surgery, the higher your Medisave limit for that particular treatment.
When Can I Use My Medisave for Dental Implants?
Most people aren’t sure when they can start using Medisave for Dental Implants in Singapore. Well, the answer is actually quite simple; As soon as you have your Medisave account, you can start using it to pay for Dental Implants.
Of course, this is provided that you have enough Medisave savings to cover the cost of your chosen treatment. The amount you can use from Medisave will depend on the type of dental implants you need as well as your age.
For example, if you opt for a complete set of All-on-4 dental implants, you’ll need at least S$5,700 in your Medisave account. On the other hand, if you’re only getting a single implant, the amount you’ll need is much lower at just S$900.
As for age, the amount you can use from Medisave will go up as you get older. This is because, as we age, our risk of developing complications from surgery increases. As a result, there is a higher Medisave limits for older patients to account for this increased risk.
For example, if you’re between the ages of 60 and 64, you can use up to S$4,550 from Medisave for Dental Implants. However, if you’re 65 or older, that limit can g up to S$5,700.
How Do I Claim Medisave for My Dental Procedures
The next issue that could be of concern to you is; how do I actually make a claim? The process of claiming Medisave for your dental procedures is actually quite simple. Follow the steps below, and you’ll be done in no time;
● Step 1: Contact the Medical Institution you wish to get treated at
It is important that you have the facility informed that you plan to claim from Medisave to cover the cost of treatment.
● Step 2: Approval
After informing the facility, they will direct you to sign the form called the Medical Claims Authorization Form (MCAF). See it here. It is important that you duly sign this form as it is what gives the facility the green light to use your Medisave to take care of the treatment costs.
● Step 3: Get your Medisave Claims Statement
You will get a Medisave Claims Statement once the payment for your dental procedure is processed. There are some specific pieces of information you can expect to see on the Medisave Claims Statement, including;
- The clinic or hospital you were admitted
- Your name and most importantly
- The total amount of money used from your Medisave to cater for the treatment.
As a general rule of thumb, you can expect the hospital or clinic to;
- Update you on the bill that was incurred
- Confirm your details (names)
- Update you on the amount deducted from your Medisave and any outstanding bills you may still have.
The Bottom Line
Dental implant treatment can be quite expensive. However, with Medisave, you can significantly lower the cost of your treatment. Be sure to check with your chosen treatment provider to see if they offer Medisave claims so that you can take advantage of this great benefit.
At Dental Designs, we offer Medisave claims for a wide range of dental treatments, including dental implants, wisdom tooth extractions, and more. Contact us today to learn more about how we can help you get the treatment you need at a price you can afford. Call: +6562218284.
Dental Designs Clinic (Telok Ayer) – Invisalign, Whitening, Dental Crowns
120 Telok Ayer St, Singapore 068589
+65 6221 8284